{"id":46,"date":"2015-04-30T01:38:38","date_gmt":"2015-04-30T00:38:38","guid":{"rendered":"http:\/\/searchevolution.com\/finance\/?p=46"},"modified":"2023-03-12T14:07:48","modified_gmt":"2023-03-12T13:07:48","slug":"taux_interet_nominal_pret","status":"publish","type":"post","link":"https:\/\/www.searchevolution.com\/finance\/taux_interet_nominal_pret.html","title":{"rendered":"Calcul du taux d&rsquo;int\u00e9r\u00eat nominal d&rsquo;un pr\u00eat"},"content":{"rendered":"<p><script type=\"text\/javascript\" language=\"JavaScript1.0\" src=\"decimal.js\"><\/script><br \/>\n<script type=\"text\/javascript\">\r\n\t\r\n<!-- debut du script\r\n\r\n\r\n\r\nfunction calcul_interet_nominal() {\r\n\r\n\r\nvar y = document.form.annees.value;\r\nvar p = document.form.capital.value;\r\nvar n = document.form.nb_remboursements_annuels.value;\r\nvar r = document.form.remboursements.value;\r\nvar i = 10;\r\nvar i2 = 0;\r\nvar r1 = 0;\r\nvar i3 = 0;\r\n\r\nfor (var counter = 0;;counter++)\r\n{\r\n  r1=(i*p\/n)\/(1-1\/(Math.pow(i\/n+1,n*y)));\r\n  r1=parseInt(r1*100+.5)\/100;\r\n  i3=Math.abs(i-i2)\/2\r\n  i2 = i;\r\n\r\n  \r\n  if (r1 == r)  break;\r\n  \r\n  if (r1 > r) \r\n  { \r\n  \r\n    i = i - i3;\r\n    if (i < 0.001) \r\n    {\r\n    \tdocument.form.taux_interet_nominal.value = 'Pas de solution! revoir les donnees';\r\n  \t  exit;\r\n    }\r\n    \r\n  }\r\n  \r\n  else i = i + 3;\r\n} \r\n\r\ndocument.form.taux_interet_nominal.value = i * 100;\r\n\r\n}\r\n\/\/  Fin du script -->\r\n<\/script><\/p>\n<p>Ce programme permet de calculer le taux d&rsquo;int\u00e9r\u00eat nominal d&rsquo;un pr\u00eat. Utile si on conna\u00eet la dur\u00e9e du pr\u00eat, le nombre de versement par ann\u00e9e et le montant des remboursements r\u00e9guliers.<\/p>\n<p>Le taux d&rsquo;int\u00e9r\u00eat nominal est le taux auquel les int\u00e9r\u00eats du pr\u00eat sont calcul\u00e9s, et il d\u00e9termine le co\u00fbt global du pr\u00eat.<\/p>\n<p>Conna\u00eetre le taux d&rsquo;int\u00e9r\u00eat nominal est important pour plusieurs raisons :<\/p>\n<ul>\n<li>Planification du budget : en connaissant le taux d&rsquo;int\u00e9r\u00eat nominal, il est possible de calculer le montant total que l&rsquo;on doit rembourser sur la dur\u00e9e du pr\u00eat. Cela permet de planifier son budget en cons\u00e9quence.<\/li>\n<li>Comparaison des offres de pr\u00eat : lorsque l&rsquo;on cherche \u00e0 obtenir un pr\u00eat, il est important de comparer les diff\u00e9rentes offres disponibles. Le taux d&rsquo;int\u00e9r\u00eat nominal est un crit\u00e8re important pour comparer les diff\u00e9rentes offres et choisir celle qui convient le mieux \u00e0 ses besoins.<\/li>\n<li>\u00c9valuation de la viabilit\u00e9 d&rsquo;un projet : le taux d&rsquo;int\u00e9r\u00eat nominal permet \u00e9galement d&rsquo;\u00e9valuer la viabilit\u00e9 d&rsquo;un projet en calculant le co\u00fbt total du financement.<\/li>\n<\/ul>\n<form name=\"form\" action=\"\">\n<table border=\"0\">\n<tbody>\n<tr>\n<td align=\"right\"><b>Remboursements r\u00e9guliers<\/b><\/td>\n<td><input name=\"remboursements\" value=\"100\" size=\"15\" maxlength=\"40\" type=\"text\"><\/td>\n<\/tr>\n<tr>\n<td align=\"right\"><b>Dur\u00e9e en ann\u00e9e<\/b><\/td>\n<td><input name=\"annees\" value=\"2\" size=\"15\" maxlength=\"40\" type=\"text\"><\/td>\n<\/tr>\n<tr>\n<td align=\"right\"><b>Capital<\/b><\/td>\n<td><input name=\"capital\" value=\"10000\" size=\"15\" maxlength=\"40\" type=\"text\"><\/td>\n<\/tr>\n<tr>\n<td align=\"right\"><b>Nombre de remboursements par an<\/b><\/td>\n<td><input name=\"nb_remboursements_annuels\" value=\"6\" size=\"15\" maxlength=\"40\" type=\"text\"><\/td>\n<\/tr>\n<tr>\n<td>&nbsp;<\/td>\n<td>&nbsp;<\/td>\n<\/tr>\n<tr>\n<td align=\"right\"><input value=\"Taux d'int\u00e9r\u00eat nominal\" onclick=\"calcul_interet_nominal()\" type=\"button\"><\/td>\n<td><input name=\"taux_interet_nominal\" value=\"\" size=\"15\" maxlength=\"40\" type=\"text\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/form>\n","protected":false},"excerpt":{"rendered":"<p>Ce programme permet de calculer le taux d&rsquo;int\u00e9r\u00eat nominal d&rsquo;un pr\u00eat. Utile si on conna\u00eet la dur\u00e9e du pr\u00eat, le nombre de versement par ann\u00e9e et le montant des remboursements r\u00e9guliers. Le taux d&rsquo;int\u00e9r\u00eat nominal est le taux auquel les &hellip; <a href=\"https:\/\/www.searchevolution.com\/finance\/taux_interet_nominal_pret.html\">Continuer la lecture <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2],"tags":[],"_links":{"self":[{"href":"https:\/\/www.searchevolution.com\/finance\/wp-json\/wp\/v2\/posts\/46"}],"collection":[{"href":"https:\/\/www.searchevolution.com\/finance\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.searchevolution.com\/finance\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.searchevolution.com\/finance\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.searchevolution.com\/finance\/wp-json\/wp\/v2\/comments?post=46"}],"version-history":[{"count":3,"href":"https:\/\/www.searchevolution.com\/finance\/wp-json\/wp\/v2\/posts\/46\/revisions"}],"predecessor-version":[{"id":119,"href":"https:\/\/www.searchevolution.com\/finance\/wp-json\/wp\/v2\/posts\/46\/revisions\/119"}],"wp:attachment":[{"href":"https:\/\/www.searchevolution.com\/finance\/wp-json\/wp\/v2\/media?parent=46"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.searchevolution.com\/finance\/wp-json\/wp\/v2\/categories?post=46"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.searchevolution.com\/finance\/wp-json\/wp\/v2\/tags?post=46"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}